Legal mentions

Corporate name

NATIXIS - Joint stock company established under French law with a Board of Directors, with a share capital of EUR 4,943,850,243.20
Registered in Paris under no. B 542 044 524.

Registered office

30, avenue Pierre Mendès-France
75013 Paris
Tel. +33 1 58 32 30 00


Company registration number (SIREN): 542044524
French Company Activity Code (NAF or APE code): 6492Z
VAT registration number: FR73542044524
Approval: Subsidiary’s name is a credit institution authorized in France by ACP - Autorité de Contrôle Prudentiel (ex. CECEI - Comité des Établissements de crédit et des Entreprises d'investissement) 61, rue Taitbout 75436 Paris cedex 09.
Within the framework of its banking and financial activities, Subsidiary’s name is subject to the French Monetary and Financial Code.
To be checked: a member of FBF - Fédération Bancaire Française, a professional organization representing all banks installed in France.

Responsible publisher

Laurent Mignon

Chief editor

Véronique Léon-Marois

Company's ownership

At December 31, 2011, Natixis was 72.26%-owned by BPCE.

Host

Natixis Altaïr IT Shared Services
4 rue Charles Gounod, 77185 LOGNES
Tel. +33 1 58 19 11 00

This site was filed with Commission Nationale de l'Informatique et des Libertés (CNIL) on July 1, 2002 under no. 810254. For further information, visit the CNIL website: http://www.cnil.fr/.

GENERAL CONDITIONS OF USE

Introduction

The purpose of this site is to provide information about NATIXIS. Visits to the site are governed by the applicable regulations and these conditions of use.

1. Disclaimer concerning the products and services presented on the site

No information published on this site constitutes or should be construed as constituting an offer by NATIXIS to sell any banking, insurance or other services, or an offer or the solicitation of an offer to purchase or sell securities or any other investment products. The site content – consisting of presentations of the products, services, research and analyses developed and produced by NATIXIS – is provided for information only. Users are advised to check the information and to use it only for appropriate purposes. NATIXIS has no responsibility for any use made of the information presented on the site. Any person wishing to purchase one of the products or services presented on this site should contact the department concerned to check the availability of the product or service in question, the applicable price and other contractual terms.

The sale of the products and services presented on this site may be subject to restrictions applicable to certain potential buyers or in certain countries. None of the products or services presented on this site will be supplied by NATIXIS to any potential buyer in breach of the laws of the potential buyer's country of origin or any other country whose laws apply to the potential buyer. Visitors should check that they are authorized to visit this site under the laws of the country where the connection is established.

NATIXIS makes every effort to ensure that the information presented on the site is correct and up to date. The content of the site may be corrected at any time, without notice. NATIXIS cannot and does not guarantee that the information provided is complete and that it has not been altered by a hacker or due to a virus. NATIXIS accepts no responsibility for any errors or omissions in the information provided.

Access to this web site is based on current service levels and NATIXIS has no responsibility for any transmission problems or for any network breakdowns.

NATIXIS does not give any explicit or implicit guarantee concerning the web site. In particular, NATIXIS does not guarantee that this web site meets or will meet the current or future needs of visitors, that uninterrupted access to the site will be maintained, that the information presented on the site is relevant, reliable and free of errors, or that any results obtained by using this web site are accurate and reliable.

NATIXIS does not guarantee the quality and/or the legality of any content not created by NATIXIS and will not accept any liability for any claims, lawsuits or appeals initiated by any third party on the grounds of the third party's exlusive rights over said content and/or its use or on any other grounds.

No verbal and/or written advice or information and no video advice or information obtained from this web site shall give rise to any guarantees or liability except as explicitly mentioned.

The web site may include or third parties may add links to other web sites or other Internet sources. NATIXIS has no control over these sites and external sources and, accordingly, cannot be held responsible for making available these sites and external sources, or for the content, fairness, current nature, quality, completeness, relevance or legality of any advertisements, products, service or other material available on or from these sites or external sources. Visitors to the site acknowledge that NATIXIS cannot be held liable for any proven or alleged, direct or consequential losses arising from the use of or reliance on the content of these sites or external sources, or any goods or services available on these sites or from these external sources, viewed on screen or obtained by e-mail or by any other method. The confidentiality and integrity of information on the Internet are not guaranteed. Any electronic messages sent by users of the site may be intercepted and/or altered. NATIXIS shall have no responsibility for any messages that are intercepted and/or altered.

NATIXIS believes that all the sites mentioned on this web site, directly or in the form of a hypertext link, belong to companies that are honest and ethical. However, NATIXIS has no ties with the majority of the companies concerned and no investigations into these companies have been performed. The information presented on this site has been obtained from sources that are considered reliable and every effort has been made to ensure that the information is correct. Despite these precautions, NATIXIS cannot be held responsible for the accuracy of this information. Each user has full and sole responsibility for the use made of all or some of the information presented on this site.

2. Data Protection Act and privacy policy

We may collect information about you when you view or send messages, and when you respond to job offers. It will be used solely by Natixis and will in no event be made available to a third party. Your details will be used solely to better inform you and, where applicable, to send you the information that you would like to receive.

This information will be collected only after we have received your agreement (via registration or login). It will be kept for a period of one year maximum, and will then be automatically destroyed.

In pursuance of the Data Protection and Freedom of Information Act of January 6, 1978 (Act no. 78-17), you have the right to access and correct your personal information, which you may exercise by writing to the Communications department at NATIXIS’ registered office. You can also, if justified, oppose the processing of your personal data.

Besides, users of this site must comply with the provisions of the Data Protection and Freedom of Information Act. They may not collect, capture, deform or use information accessed on the site or carry out any other action that would be likely to breach any individual's right to privacy or impair any individual's reputation.

3. Cookies and statistics

Cookies: When you log on to the cib.natixis.com website, one or several cookies will be installed on your hard disk. A cookie is a small file created by a server viewed by a user, which is recorded on the user's hard disk.

The cookies sent from the cib.natixis.com site are not intended to identify visitors to the site. They record information about the visit to the site from the computer on which the cookie is stored. NATIXIS uses this information solely to produce statistics, mainly concerning the number of visits to the site. The cookies are not intended to be used to analyze personal information on visitors to the cib.natixis.com site, identified by name.

We measure the number of page views, the number of visits, the different actions performed by visitors to the site, and the number of times visitors return to the site by means of the AT Internet® solutions. If you do not wish to be audited by this tool, please go to the following AT Internet webpage that provides further information on respecting private data and follow the procedure that is available there: http://www.atinternet.fr/politique-du-respect-de-la-vie-privee/

Visitors to the site can also prevent cookies being stored on their hard disk by changing the options on the Internet browser installed on their computer (select "Preferences" if you use Firefox, "Options" if you use Chrome and "Internet Options" if you use Internet Explorer).

However, if you subscribe to any services offered on the NATIXIS website or simply visit the site, and your Internet browser is configured to reject cookies, accessing certain services on cib.natixis.com may be difficult or even impossible.

4. Copyright

This web site is protected in France by the Code de la Propriété Intellectuelle and outside France by international copyright conventions. Reproduction of all or part of this site, by any method or process, is strictly forbidden without the formal authorization of the editor. Any person found guilty of a breach of copyright may be sentenced to a two-year term of imprisonment and fined up to FRF 1 million (€152,449) (art. L 335-2 of the Code de la Propriété Intellectuelle).

The trade marks and brand names referred to on the site are the property of and have been registered by NATIXIS. Reproduction of all or part of any trade marks, brand names and/or logos is forbidden, except with the formal prior consent of NATIXIS (art. L 713-2 and L 713-3 of the Code de la Propriété Intellectuelle). The same applies to databases accessible from the site which are protected by the Database Protection Act of July 1998.

5. Hypertext links and viruses

NATIXIS has no responsibility for any hypertext links to other web sites contained on this site.

Visitors to and users of the NATIXIS web site may not install a hypertext link to this site without the formal prior consent of NATIXIS.

Users are responsible for taking the necessary precautions to ensure that the site selected does not contain any viruses or parasites. Under no circumstances may NATIXIS be held responsible for any direct or consequential losses arising from the use of its web site or any other sites accessed by a hypertext link.

6. Candidate selection

NATIXIS does not offer any guarantee that candidates who reply to a job offer posted on the NATIXIS web site will be selected for the position, even if they have the required qualifications and experience. Candidates who are considered for a position will be contacted by NATIXIS in order to arrange an interview with the persons responsible for recruitment. Candidates will not be recruited until they have successfully gone through all stages of the recruitment process laid down in NATIXIS ' internal procedures has been completed.

The NATIXIS web site is updated at regular intervals but it is not possible to guarantee that each and every one of the positions posted on the site has not been filled. The submission of a job application and any subsequent exchange of letters or e-mails do not constitute and should not be construed as constituting the establishment of a contractual relationship between the candidate and NATIXIS, unless otherwise specified. The terms and conditions of employment of any candidate who accepts a position offered by NATIXIS will be set out in a contract of employment governed by the laws of the country in which the employer entity is located. NATIXIS will have no responsibility whatsoever in the event that any position is no longer available or a candidate is not selected.

Replies to speculative applications and to job offers will be sent to the e-mail address supplied by the candidate, where applicable. If no e-mail address is supplied, the reply will be sent to the candidate's postal address. The supply of an e-mail address to receive a reply to a job application is the sole responsibility of the candidate concerned. NATIXIS shall accept no responsibility for any breaches of confidentiality of the e-mail address – especially a candidate's e-mail address at his or her place of work – allowing other parties to read the reply.